Thursday, August 13, 2009

Finances: You've got to have money to save money

Right now, I don't make enough money to cover my bills each month, much less save any. I've got to change this if I want to gain financial control over my life.

Last month I applied for a job that will help me accomplish this. I already work two very part time jobs so this will make job number three. I know it sounds like a lot, but I really only put in about 8 hours from each of the other two jobs and one of those jobs will provide me with some much needed career experience.

Job number 3 will be bringing in the 'big' bucks. Of course, there's no benefits, so contributing to an emergency fund will be that much more important.

The hiring process involves numerous steps and is rather long. I'm only about half way so it will most likely be two months before I see a regular pay check from that job. Without this job, I have no way of fixing my financial status. Therefore, my debt will remain unpaid until this job is up and running. This is very depressing to me, but I will be able to use that time to figure out some type of budget to stick with and create short term and long term goals for myself.